Whole Life Insurance

Insurance that protects. And cash value thats accessible as it grows over time.

Whole life insurance is for those looking for lifetime protection with added benefits. In addition to providing a guaranteed life insurance benefit, it also offers an important way to save for the future, helping you to be prepared for whatever lies ahead. With Whole Life, the cash value of your policy grows tax-deferredwhich means you can use it whenever you need to, whether for a new home, college tuition, or an income stream in retirement.* Dividends provide an opportunity for the cash value to grow more. Though dividends are not guaranteed, New York Life has been paying them to policy owners every year for 164 years. At New York Life, our diverse range of products lets you create a unique combination of guaranteed death benefits and growth that is designed to meet your needs.